How we work with our clients

We use a proven system of service to meet your needs.

• Assess and Quantify Goals

  We begin by conducting a thorough review and analysis of your goals, vision and financial challenges. We use state-of-the-art technology to develop net -worth growth objectives and income stream requirements over your lifetime. We take this opportunity to fix a “baseline”, or starting point, on your financial positions.

• Develop Strategic Plans

  Using data collected in Steps 1 and 2 as a foundation, we add various growth and inflation assumptions to calculate a series of financial projections that serve as a road map for achieving your goals. We determine how each investment element will contribute to the overall growth and management of your wealth. We construct a customized Investment Policy Statement to formalize goals, define expectations and to function as framework for your investment portfolio. Armed with quantitative measurable benchmarks, we build and implement action plans to achieve your goals. We use behavioral finance to help customize an investment portfolio for each client, based on their goals, risk tolerance, investment time-line and their attitudes towards primary investment risk factors.

• Analyze Existing Positions and Strategies

  Next, we examine your assets, plans, strategies, policies, investment philosophy and documents to determine their level of performance and whether they can contribute to improved goal solutions. Coordinating all aspects of your finances is critical to get maximum benefit from each element of your program.

• Program Implementation

  Every aspect of your strategic financial program is implemented by Certified Consulting Services and its professional partners as we work together to develop and execute your detailed action plan.

• Review

  Together, ongoing review of your strategy is very important. We develop a customized plan for reviewing and updating each client's investement strategy. At a minimum, we ask to meet with every client face-to-face annually to track your progress toward wealth management goals. Keeping your program “on track” requires comparing actual progress to your quantified goals.

• Monitor and Tracking

  In addition to the client meetings, we monitor and track your account positions routinely during our internal review process. We look for new investement opportunities, assess portfolio managers, and keep updated on industry trends, regulations, and tax law changes that may impact your investments.